exotische zusatzleistungen machen sowas noch teurer und es macht nur sinn wenn guy (aufgrund von maximalleistungen) viele unterschiedliche leistungen in anspruch nehmen will. genau durchrechnen.
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rechne dir das ganz genau durch. privatversicherungen haben wie alle versicherungen nichts zu verschenken.
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Einfluss hast du in Österreich zum Glück eh kaum einen, reference von daher ist es eh wurscht. Geld hat immer noch mehr Einfluss als die Bevölkerung, zum Glück.
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!!) leistungen in Resources anspruch nehmen, damit du mit den maximalbeiträgen überhaupt dein geld das du bezahlt hast wieder rausbekommst.
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tl;dr versicherunge wollen geld verdienen. ein großteil der beitragszahler zahlt mehr rein als sie rausbekommen.
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